What’s with all the numbers on my Arkansas auto insurance policy?
Earthquake coverage is something that you do not have coverage for unless you’ve added an endorsement to your homeowner’s policy, or bought a separate policy for it. The Arkansas Insurance Department requires you to sign an earthquake coverage declination if you choose not to have this coverage. Some agents don’t try to sell this insurance coverage. Some don’t even tell you it’s excluded. You signed the exclusion, along with 10 or 15 other pages.